With over 20 years in the Financial Industry managing multimillion dollar businesses, Violet Aquino decided to utilize her experience to become a Loan Officer, following her passion for her community. Her goal is to make buying a home realistic for everyone. Violet believes, “People don’t care about how much you know, until they know how much you care.” This is achieved by being honest and providing clients with all necessary information to make informed decisions. Through education and setting proper expectations, Violet ensures clients understand their loan options before proceeding. She commits to long-term support for her clients beyond the purchase.
Originally from Los Angeles County, she now resides in Menifee, CA, with her husband Julio and their children, Elijah (10) and Isaiah (20), who attends CBU. In her spare time, she supports small businesses and makes flower arrangements for friends and family. Expect professionalism and integrity when working with Violet and her team, whether purchasing, refinancing, or planning.
With over 20 years in the Financial Industry managing multimillion dollar businesses, Violet Aquino decided to utilize her experience to become a Loan Officer, following her passion for her community. Her goal is to make buying a home realistic for everyone. Violet believes, “People don’t care about how much you know, until they know how much you care.” This is achieved by being honest and providing clients with all necessary information to make informed decisions. Through education and setting proper expectations, Violet ensures clients understand their loan options before proceeding. She commits to long-term support for her clients beyond the purchase.
Originally from Los Angeles County, she now resides in Menifee, CA, with her husband Julio and their children, Elijah (10) and Isaiah (20), who attends CBU. In her spare time, she supports small businesses and makes flower arrangements for friends and family. Expect professionalism and integrity when working with Violet and her team, whether purchasing, refinancing, or planning.
- CA
- FL
Licensed by the Department of Financial Protection and Innovation Under the California Residential Mortgage Lending Act RMLA #4131296. California Finance Lenders Law License #6031344
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Conventional
Traditional loan programs that require at least a 3% down payment and offer competitive interest rates. Full Income documentation and fair-to-good credit are necessary.
VA
Offers long term home loans to active duty US Military service members, eligible American Veterans and Reservists or their surviving spouses. Citywide offers reduced fees on VA Loans and even has Veteran Loan Officers on staff that can assist you with your VA Loan.
Construction Loans
A short term interim loan for financing the cost of new home construction. The loan is made directly to the borrower and managed by Citywide’s experienced Construction Department.
State Bond
Programs that offer 100% financing to first time and repeat homebuyers. These low cost, low interest mortgage programs enable more people to invest in their own homes.
Rural Housing
USDA programs that provide homeownership opportunities to individuals in qualifying rural areas.
Jumbo
Loan programs that offer financing for loan amounts greater than the conventional or high balance loan limits.
FHA
FHA-insured loans require very little cash investment to close and offer more flexibility in calculating household income and payment ratios.
Home Renovation
Designed to create opportunities to repair or improve existing homes and increase the value of the home in a single mortgage with low, fully amortized, interest rates.
Down Payment Assistance
Loan programs and grants designed to help homebuyers with a portion of, or all of, the down payment required to purchase their new home.
ARMs
A variable rate mortgage, ARMs typically have a lower initial rate than a fixed-rate mortgage. A cap limits the increases in P&I at each adjustment.
Interest Only
An interest-only loan is a loan in which, for a set term, the borrower pays only the interest on the principal balance, with the principal balance unchanged.
80/10/10
Commonly referred to as a piggyback loan, 80/10/10 eliminates the needs for the borrower to pay private mortgage insurance (PMI).
hecm
Home Equity Conversion Loans, for those 62 years of age or older, allow you to convert part of the equity in your home into a non-taxed source of income and avoid any future mortgage payments, giving you the peace of mind that you can live in your home for life, as long as you continue to pay the property taxes and homeowners insurance.
HELOC
Tackle your high-interest rate debt or remodel your kitchen! Why wait weeks or months on a bank to borrow the money you need? Get your money in just days with our fixed-rate, digital HELOC.
And many, many more
Citywide prides itself on having the products that our customers need. Don't see the loan program you were looking for? Reach out to us and ask - we're sure to have a program to fit your needs.
